Reply from Afterpay
Thank you so much for your feedback, we do take our commitment to responsible spending very seriously and want to avoid folks being overstretched which is why each time you shop we make a fresh decision.
This is based on your repayment history / tenure and frequency of use. The more times you shop with us and make payments on time the more likely you are to see your available to spend limit increase. Missing payments is a key sign to us to put the breaks on.
Overtime your available to spend limit will increase inline with your repayment history.
This is all part of us doing the right thing.
We appreciate your feedback and thank you for taking the time out of your day to let us know.
Have a great day.