The money you need today.
From the lender trusted by millions.
We look beyond your credit score to offer affordable, responsible ways to get money.
$1,500 – $20,000*
Personal and Auto Loans
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Decisions in minutes that won’t affect your credit score
Why so many people choose OneMain
- Same-day money1
- Affordable, transparent loans
- Fixed interest
- Fixed monthly payments
- No prepayment fees
- 7-day Satisfaction Promise2
Apply today online, on the phone or at one of our 1,400 branches.
FIND YOUR BRANCH
Your goal is ours, too.
- Household bills
- Debt consolidation
- Home and auto repair
- Auto purchase
- Medical expenses
* Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount.North Dakota:$2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission – License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.
For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418.
1 Funding Options; Availability of Funds: Loan proceeds may be disbursed by check or electronically deposited to the borrower’s bank account through the Automated Clearing House (ACH), or debit card (SpeedFunds) networks. ACH fund are available approximately 1 to 2 business days after the loan closing date. Funds through SpeedFunds can be accessed on the loan closing date by using a bank-issued debit card.
2 All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for loan placement) must be returned to OneMain Financial by certified check, cashier’s check, money order or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. Personal checks cannot be accepted. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. If any insurance or other ancillary product was purchased at time of the loan, customer may cancel such product(s) or, at the customer’s expense, customer may return any such products. Customer must sign a cancellation agreement relative to any such canceled products.